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Leadership Team

Leadership Team

Tim Wilson
President and CEO

Wilson is responsible for managing strategic business development, operations and sales for Prosperity Home Mortgage, Long & Foster Settlement Services, and Long & Foster Insurance Agency, Inc.

Wilson joined Long & Foster following a 22-year career in various roles at Wachovia and World Savings. His last position at Wachovia was executive vice president and director of wholesale lending, a role he held from 2007 to 2009. Prior to that, he served as group senior vice president of national loan operations for World Savings; general manager of the loan department in the Northwest; national sales support manager for Oakland, Calif.; division loan manager for the Midwest division; region loan operations manager in Texas; division loan operations manager in New York; and loan representative in Kansas City.

Wilson has a long career in banking and lending and has served on a variety of committees and special projects related to mortgages and financing, including his former role as chairman of the Real Estate Services Providers Council, Inc. (RESPRO).

Wilson has a bachelor’s degree in political science from Washburn University in Topeka, Kan. He is married with five children.


Randal J. Krout
SVP, National Sales Manager

Randal J. Krout is president of Prosperity Home Mortgage, LLC. In his role, he is responsible for ensuring customer satisfaction, increasing the company’s mortgage volume and market share, and improving overall profitability. Krout has more than 26 years of experience working in strategic positions in some of the highest rated financial institutions.

Krout previously worked as the president at Prosperity Mortgage Company, a joint venture between The Long & Foster Companies and Wells Fargo. He also worked with Wells Fargo Home Mortgage as senior vice president, responsible for all operations and sales efforts in the eastern half of the United States, and at Freddie Mac as vice president of sales, managing sales activates in the eastern half of the country. Krout began his career at World Mortgage as a retail loan representative, eventually advancing to senior vice president and senior division manager of World Savings.

Krout received his bachelor’s degree from Rutgers University in Camden, N.J. He is married and has three children.

Brad Dinkel
VP/ Area Sales Manager NC/SC

With over 17 years in the realty-affiliated mortgage business, Brad Dinkel knows the power of the independent real estate company, and over these years, he has enjoyed working with four of the best – Watson Realty, Allen Tate, Long and Foster and Fonville Morisey. For the various mortgage companies, Brad has served in several capacities including Operations, Sales Team management, VP of Secondary Market, Investor Relations, Credit Risk Development and Account Executive sales, in addition to being a nationally recognized top producing loan officer. Through management counseling, strategic planning and community visions, Dinkel has been able to work with both mortgage operations and sales to align directly with the needs of borrowers and Real Estate Agents in the purchase business.

Dinkel has been sought out as an industry advisor and his contributions have been recognized by awards in several local and national publications including Loan Originator Magazine, Elevate Magazine and Future Leaders of Charlotte Business. He has received the Five Star Service Award six times from 5 Star Professional Research.

With his focus always on the customer first, Dinkel has led his teams and co-workers to some of the highest per-person productivity and market share numbers in the industry. A proud dad to an amazing eight-year old daughter, Dinkel is a native of Raleigh NC.


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